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Ten Types of Insurance Claims and Policies You Cannot Believe They Exist

Insurance has played an important role in the lives of human beings.Insurance has protected people from all sorts of accidents like burglary, fire, or even an expensive phone falling in a toilet.Other than full indemnity from accidents, insurance gives people peace of mind in the event that these accidents occur.

It has been reported that some people may apply for insurance because the law requires them to be insured.Other people may pay for premiums because it is their nature to be extra cautious with their valuables.Furthermore, other people may cash in on their sufferings and pain.

In addition to this weird insurance claims, there are many more that are being filed across the world.Here is a sample of weird insurance claims covering body parts for celebrities and scrapes for ordinary citizens among many others.

It is not unusual for celebrities to ensure their body parts.To some people, whatever that can maintain their status is worth taking an insurance cover for.Example of famous people that have insured their body parts include Crooner Tom Jones.

Another valuable asset that celebrities are cashing in one is buttocks.One present-day celebrity that has done this is Jennifer Lopez.This explains why she has been making babies and getting back to her career with a great body.

Legs are another weird parts that celebrities are taking insurance claims for.A superstar like Heidi Klum has taken insurance policies over her legs.
Another type of insurance policy on high demand today is that of multiple births.Some people believe that the invitro fertilization under the multiple birth insurance policy will surely make you parents of multiple births.

It is surprising that people are taking insurance policies over weird situations like finding yourself in another planet.Some of these insurance covers for such situations include alien abduction insurance or the private flood insurance. Leave it to lawyers to cash in on settlements that go up in smoke.Weird as it may seem, a lawyer in North Carolina insured his cigars against storm damage, flooding, and fire.

The insurance claim of ‘herd’ has become common today.One farmer in the U.K recovered his smartphone that had disappeared in one stormy night when taking care of his livestock.

It is weird that one can take an insurance claim over coconuts.This is because they are considered deadly can kill roughly 150 people yearly when they fall from the tree. click here to learn more about insurance.

Weird as it may seem, a burglar can take an insurance claim over mental anguish when their plans fail and get stuck till the homeowner gets back to free them.For instance, one burglar was awarded one million dollars after being stuck in a house.Lastly, you can take insurance over your teeth.For instance, one man filed an insurance claim over his teeth, which had fallen out when vomiting.